Middle Tennessee Blue Raiders vs Florida International Panthers: crowd vs house

College Football · Tue Oct 20, 7:00 PM ET · House take 4.5%

Crowd vs House split

House take (median book margin): 4.5%. That is the vig you pay by betting at the house. Split = crowd price minus the house's no-vig fair price.

SideCROWDHOUSE fairSplit
Middle Tennessee Blue Raiders22.5%
Polymarket + Kalshi mid
23.4%
no-vig median
-0.9 pts
Florida International Panthers77.5%
Polymarket + Kalshi mid
76.6%
no-vig median
+0.9 pts

Who's cheaper: Middle Tennessee Blue Raiders to win

House no-vig fair: 23.4%. Cheapest after vig & fees: CROWDPolymarket by 0.6¢ per $1 payout vs HOUSEFanDuel.

VenueQuotedAll-in cost / $1Notes
CROWDPolymarket open23.0¢ + 0.53¢ fee23.5¢
+325
spread 1¢, $1,369 at ask
HOUSEFanDuel+315 (4.15)24.1¢
+315
CROWDKalshi open23¢ + 1.24¢ fee24.2¢
+313
spread 1¢, $291,513 at ask

Who's cheaper: Florida International Panthers to win

House no-vig fair: 76.6%. Cheapest after vig & fees: CROWDPolymarket by 0.7¢ per $1 payout vs CROWDKalshi.

VenueQuotedAll-in cost / $1Notes
CROWDPolymarket open78.0¢ + 0.51¢ fee78.5¢
-365
spread 1¢, $337 at ask
CROWDKalshi open78¢ + 1.20¢ fee79.2¢
-381
spread 1¢, $11,338 at ask
HOUSEDraftKings-385 (1.26)79.4¢
-385

House moneylines

BookRaidersPanthersHouse take
HOUSEBetMGM+310-4004.4%
HOUSEBetRivers+310-4175.0%
HOUSECaesars+305-4004.7%
HOUSEDraftKings+300-3854.4%
HOUSEFanDuel+315-4174.7%
HOUSEFanatics+310-4004.4%

All-in cost = what you pay for a contract/bet that returns $1 if it wins, after Kalshi or Polymarket taker fees (the vig is already inside sportsbook prices). Lower is better. How we calculate this.

Last updated: Oct 20, 2026 1:20 AM ET. Prices move constantly; always check the live price at the venue.